Axis Max Life SIP Plans

Axis Max Life SIP Plans are a type of Unit Linked Insurance Plan (ULIP), which combines life insurance coverage with the potential for wealth creation through market-linked investments. SIP plans, or Systematic Investment Plans, are a popular way to invest in various financial instruments, like ULIPs, in a disciplined and regular manner. You can make your SIP smarter by using tools like an SIP Calculator and see how your money grows.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹12,196

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.12 20.06 17.98 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,773

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.1 15.5 15.4 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,330

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.23 16.24 15.02 %

View Fund

Instant tax receipt

Midcap Fund

AUM (Cr)

₹1,779

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.47 17.33 14.93 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,680

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.18 13.86 14.24 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,377

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.6 14.6 14.2 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹446

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.8 13.3 14.17 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,837

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.16 14.48 14.01 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.67 14.04 13.62 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,598

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.67 12.52 13.44 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,773

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.1 15.5 15.4 %

View Fund

Virtue II

AUM (Cr)

₹3,330

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.23 16.24 15.02 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹446

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.8 13.3 14.17 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,837

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.16 14.48 14.01 %

View Fund

Accelerator Fund

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.67 14.04 13.62 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,598

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.67 12.52 13.44 %

View Fund

Future Apex Fund

AUM (Cr)

₹130

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.02 13.77 13.37 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,575

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.75 13.46 13.14 %

View Fund

Maximiser

AUM (Cr)

₹3,142

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.72 11.78 12.45 %

View Fund

Top 300 Fund

AUM (Cr)

₹1,640

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.33 11.34 11.95 %

View Fund

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹12,196

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.12 20.06 17.98 %

View Fund

Midcap Fund

AUM (Cr)

₹1,779

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.47 17.33 14.93 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,680

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.18 13.86 14.24 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,377

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.6 14.6 14.2 %

View Fund

Multi Cap Fund

AUM (Cr)

₹9,815

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21 21.11 22 %

View Fund

High Growth Fund

AUM (Cr)

₹12,246

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.85 21.73 18.72 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,051

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.6 14.58 14.83 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,553

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.09 13.5 13.21 %

View Fund

Flexi Cap

AUM (Cr)

₹1,137

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.74 13 12.7 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,622

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹526

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.01 11.61 11.24 %

View Fund

Asset Allocation

AUM (Cr)

₹258

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.56 9.5 10.16 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹810

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.77 7.1 7.32 %

View Fund

Debt Fund

AUM (Cr)

₹499

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.37 7.06 7.04 %

View Fund

Bond Fund

AUM (Cr)

₹117

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.99 6.76 6.91 %

View Fund

Steady Money Fund

AUM (Cr)

₹77

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.56 6.68 6.85 %

View Fund

Bond Fund

AUM (Cr)

₹17,457

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.4 6.51 6.65 %

View Fund

Dynamic Bond Fund

AUM (Cr)

₹1,209

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.79 6.42 6.64 %

View Fund

Debt Fund

AUM (Cr)

₹93

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.33 6.7 6.62 %

View Fund

Secure Fund

AUM (Cr)

₹1,022

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.79 6.51 6.62 %

View Fund

Bond Fund

AUM (Cr)

₹1,650

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.4 6.2 6.47 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.94 15.89 15.26 %

View Fund

Enhancer Fund-II

AUM (Cr)

₹1,126

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.34 10.89 11.82 %

View Fund

Balanced Fund

AUM (Cr)

₹354

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.78 10.36 10.29 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹62

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.51 9.15 9.89 %

View Fund

Balanced Fund

AUM (Cr)

₹5,072

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.81 9.33 9.89 %

View Fund

Creator

AUM (Cr)

₹478

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.45 9.21 9.77 %

View Fund

Balancer II

AUM (Cr)

₹833

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.29 9.58 9.58 %

View Fund

Balanced Fund

AUM (Cr)

₹24,626

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.04 9.02 9.56 %

View Fund

Growth Fund

AUM (Cr)

₹197

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.52 9.23 9.43 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹276

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.74 9.02 9.33 %

View Fund

Best Axis Max Life SIP Plans 2025

Axis Max Life offers various Unit Linked Insurance Plans (ULIPs) with SIP options. ULIPs combine life insurance coverage with market-linked investments, offering wealth creation alongside protection. Below are the best SIP plans by Axis Max Life offered by Policybazaar:

Axis Max Life Capital Guarantee Solution

Axis Max Life Capital Guarantee Solution SIP plan is a combination of two plans offered by Axis Max Life Insurance:

Axis Max Life Online Savings Plan: This is a Unit Linked Life Insurance plan (ULIP) that invests your premiums in a mix of debt and equity funds. The returns on your investment are linked to the performance of these funds.

Axis Max Life Smart Wealth Plan/Axis Max Life Assured Wealth Plan: This is a traditional savings plan that offers guaranteed returns on your investment. The rate of return is fixed at the time you purchase the plan.

The Capital Guarantee Solution combines the guaranteed returns of the traditional plan with the potential for market-linked growth. This means that you are guaranteed to get back your original investment plus any interest earned, even if the market performs poorly. However, you also have the chance to earn higher returns if the market performs well.

Triple Benefits Under the Plan

The plan also offers triple benefits:

In case of unfortunate death of life insured
- Life Cover paid to the family to meet immediate expenses.
- Future premiums are paid by the insurance company. On maturity, an amount is paid to the nominee.
- Nominees get monthly income to meet the regular expenses.
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Axis Max Life Online Savings Plan

Axis Max Life Online Savings Plan is an investment plan offered by Axis Max Life Insurance. It is a market-linked savings plan that provides life insurance cover along with the potential for wealth creation. This ULIP plan offers two variants:

Variant 1: Death benefit is defined as the highest of Sum Assured, 105% of total premiums paid till the date of death, or Total Fund Value as on the date of death.
Variant 2: Death benefit is defined as Sum Assured irrespective of the Total Fund Value.

People also read: Axis Max Life NFO

Plan at a Glance:

Criteria	Specification
Product Type	Unit Linked Non Participating Individual Life Insurance Plan
Coverage	All individuals in accordance with the Board Approved Underwriting Policy
Minimum Age of Life Insured at Entry	18 years
Maximum Age of Life Insured at Entry	Variant 1: 60 years Variant 2: 54 years
Maximum Maturity Age of the Life Insured	Variant 1: 85 Years Variant 2: 64 years
Policy Term	Variant 1- Minimum 5 years; Maximum 52 years for Maturity Age <=70 Years Minimum 10 years; Maximum 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years
Premium Payment Term	Pick a Premium Payment Term: Variant 1- Minimum – 5 years; Maximum – 52 years for Maturity Age <=70 years Minimum – 10 years; Maximum – 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years
Minimum Annualised Premium	Annually: ₹12,000 Semi Annual: ₹6,000 Quarterly: ₹3,000 Monthly: ₹1,000
Premium Payment Mode	Annually, Semi-Annually, Quarterly and Monthly.
Minimum Sum Assured	Minimum Sum Assured for both variants is ₹1,20,000
Maximum Sum Assured	No Limit
Riders	Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A034V01): This rider provides benefit upon diagnosis of any of the critical illnesses covered
Top Up	Not Available
Loan Policy	Not Available

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Top 300 Fund SBI Life Rating	10.33%	11.34%	11.95% View Plan
Opportunities Fund HDFC Life Rating	14.6%	14.6%	14.2% View Plan
High Growth Fund Axis Max Life Rating	20.85%	21.73%	18.72% View Plan
Opportunities Fund ICICI Prudential Life Rating	13.3%	12.8%	12.6% View Plan
Multi Cap Fund Tata AIA Life Rating	21%	21.11%	22% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	15.18%	13.86%	14.24% View Plan
Multiplier Birla Sun Life Rating	18.07%	15.95%	15.9% View Plan
Virtue II PNB MetLife Rating	14.23%	16.24%	15.02% View Plan
Equity II Fund Canara HSBC Life Rating	10.41%	9.61%	10.36% View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life Rating	9.25%	9.4%	10.21% View Plan

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Last updated: Mar 2026

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Buying the Dip Results in Higher Returns

Conclusion

With Axis Max Life SIP Plans, you invest a fixed amount of money at regular intervals (usually monthly) into a chosen ULIP fund. The amount you invest can be as low as ₹500 per month, making it an accessible option for many people.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.37%

Equity Pension

14.2%

Opportunities Fund

18.72%

High Growth Fund

12.6%

Opportunities Fund

22%

Multi Cap Fund

14.24%

Accelerator Mid-Cap Fund II

15.9%

Multiplier

14.01%

Frontline Equity Fund

15.02%

Virtue II

10.36%

Equity II Fund

10.21%

Blue-Chip Equity Fund

16.25%

Global Equity Growth Fund

12.72%

Life Pure Equity Fund 2

14.83%

Growth Opportunities Plus Fund

11.24%

Equity Top 250 Fund

13.37%

Future Apex Fund

10.96%

Pension Dynamic Equity Fund

13.62%

Accelerator Fund

11.82%

Enhancer Fund-II

14.93%

Midcap Fund

FAQ's

Why invest in a systematic investment plan?

A systematic investment plan (SIP) is a simple, safe, and cost-effective way to invest your savings in mutual funds. It's great for reducing risks and investing regularly.
When is the best time to invest in a SIP?

There's no perfect time to start a SIP. You don't need to time the market or wait for the right moment to invest in market-linked securities. SIPs make investing easier by automating the process.
What is the minimum amount required to invest in SIP?

The minimum amount for SIP investment is ₹500. You can start with this amount and gradually build a significant corpus over time.

Axis Max Life SIP Plans

Best SIP Funds

Best Axis Max Life SIP Plans 2025

Axis Max Life Capital Guarantee Solution

Triple Benefits Under the Plan

List of Investment Funds

Axis Max Life Online Savings Plan

Plan at a Glance:

Conclusion

SIP Calculator

FAQ's

Why invest in a systematic investment plan?

When is the best time to invest in a SIP?

What is the minimum amount required to invest in SIP?

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