PNB SIP Calculator

PNB SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

11.83%

Equity Pension

18.6%

Top 300 Alpha 50 Pension Fund

20%

High Growth Pension Fund

12.6%

Opportunities Fund

22%

Multi Cap Fund

13.92%

Accelerator Mid-Cap Fund II

15.8%

Multiplier

13.42%

Frontline Equity Fund

15.02%

Virtue II

18.6%

Pension Nifty Alpha 50 Index Fund

9.45%

Blue-Chip Equity Fund

12.5%

Life Pure Equity Fund 2

14.45%

Growth Opportunities Plus Fund

10.92%

Equity Top 250 Fund

12.79%

Future Apex Fund

10.37%

Pension Dynamic Equity Fund

12.94%

Accelerator Fund

11.17%

Enhancer Fund-II

11.02%

Pension Bond Fund

14.67%

Midcap Fund

What is SIP and Why Should One Invest?

Systematic Investment Plans, known as SIPs is a method of investment in mutual funds wherein an investor invests a fixed amount in the SIP scheme at regular intervals, that is, weekly, monthly, or quarterly, as per their convenience, for a pre-defined period of time to achieve great returns on their investment in the future.

SIPs are one of the emerging investment options that are becoming highly popular these days. Some of the top reasons one should invest in a SIP is:

• SIP helps develop a habit of savings in an investor

• SIP investment brings discipline to the investors’ life

• It serves a dual purpose of investment and savings

• Investments as low as Rs. 500 can be made in some SIPs

• Eliminates financial burden during the financial crisis

• Helps create a decent financial corpus

One can invest their money in SIPs through any reliable portal of investment and easily start investing after the completion of KYC.

PNB SIP Calculator

PNB SIP Calculator is an online financial tool that helps the investor understand how much investment they have to make in a SIP to attain desired financial corpus at the end of the scheme tenure. PNB SIP Calculator is a hassle-free, easily available online tool that helps the investor get desired results in a fraction of seconds for any complex financial calculation. Even though it is known that the financial market is volatile in nature, the Punjab National Bank Systematic Investment Plan Calculator calculates the returns keeping the current market scenario in mind. Due to market volatility, the computed results and actual results may vary at times.

How to Use PNB SIP Calculator?

PNB SIP Calculator is an easy to understand financial tool for every investor class, be it a beginner or an expert, and is helpful when exploring the best SIP plans. An investor can know how much corpus they will create at the end of the tenure just by following these simple steps mentioned below:

• Drag the slider to the amount you are willing to put in the PNB SIP scheme monthly

• Drag the next slider to your expected rate of return from the SIP

• Enter the investment period you are willing to invest for in that SIP

• The total amount invested, interest earned, and the final maturity amount will be reflected on the screen immediately

Try our SIP Calculator to complement your SIP strategy.

PNB SIP Mutual Fund Calculator Formula

Illustration

Mr. Rohan invests Rs. 5,000 in a month at 14% on PNB SIP scheme. If he selects the tenure of 10 years, then the returns will be:

FV = 5,000 x ({[ 1 + 0.14] ^ 120 – 1} / 0.14) x (1 + 0.14)

FV = Rs. 13,10,000

Total returns = Future Value – Invested Amount throughout the tenure

Total returns = Rs. 13,10,000 – Rs. 6,00,000

Total returns = Rs. 7,10,000

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Benefits of Using PNB SIP Calculator

We know there are two methods of investing in a Mutual Fund, that is, the Lump sum method and SIP (Systematic Investment Plan).

In the lump sum method, complete investment in the mutual fund is made at one go whereas, in the SIP method of investment, regular investments are made for a pre-defined long-term period for great returns at the end of the tenure.

A SIP is considered a better investment option when compared to the lump sum method of investment in mutual funds because:

• It inculcates a habit of regular savings.

• One can deposit money at regular intervals without being overburdened to pay all the amount in one go.

• Pocket-friendly deposits can be made monthly keeping the availability in mind

PNB Systematic Investment Plan Calculator is a beneficial tool in the following ways:

• Great investment option for beginners.

• Minimal details are required to make an investment

• Calculators provide quick and accurate results in comparison to manual calculations.

• The hassle-free tool with easy-to-understand options.

• Provides assistance to investors as to how much they should invest to fulfill their future goals.

FAQ's