Star Union Dai-ichi SIP Plan

Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life) offers a diverse portfolio of investment-linked insurance plans tailored for Indian investors seeking long-term wealth creation and life protection. While SUD Life does not offer a traditional Systematic Investment Plan (SIP) akin to mutual funds, it provides Unit Linked Insurance Plans (ULIPs) that allow policyholders to invest periodically, mirroring the SIP approach.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹12,196

NAV

150.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.72 18.1 17.3 %

Instant tax receipt
AUM (Cr)

₹2,773

NAV

68.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.8 15.5 15.2 %

Instant tax receipt
AUM (Cr)

₹3,330

NAV

64.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.94 15.23 14.62 %

Instant tax receipt
AUM (Cr)

₹35,377

NAV

71.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.6 14.6 14.2 %

Instant tax receipt
AUM (Cr)

₹1,779

NAV

82.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.22 15.18 14.2 %

Instant tax receipt
AUM (Cr)

₹446

NAV

63.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.65 12.53 14.08 %

Instant tax receipt
AUM (Cr)

₹4,837

NAV

64.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.79 13.49 13.84 %

Instant tax receipt
AUM (Cr)

₹5,680

NAV

74.7

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.9 12.23 13.69 %

Instant tax receipt
AUM (Cr)

₹219

NAV

45.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.29 13.25 13.45 %

Instant tax receipt
AUM (Cr)

₹3,598

NAV

38.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.45 11.8 13.17 %

Instant tax receipt
AUM (Cr)

₹2,773

NAV

68.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.8 15.5 15.2 %

AUM (Cr)

₹3,330

NAV

64.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.94 15.23 14.62 %

AUM (Cr)

₹446

NAV

63.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.65 12.53 14.08 %

AUM (Cr)

₹4,837

NAV

64.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.79 13.49 13.84 %

AUM (Cr)

₹219

NAV

45.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.29 13.25 13.45 %

AUM (Cr)

₹3,598

NAV

38.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.45 11.8 13.17 %

AUM (Cr)

₹130

NAV

51.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.54 12.72 13.03 %

AUM (Cr)

₹7,575

NAV

142.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.5 12.5 12.89 %

AUM (Cr)

₹3,142

NAV

61.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.19 10.78 12.26 %

AUM (Cr)

₹83,975

NAV

183

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.31 10.18 11.24 %

AUM (Cr)

₹12,196

NAV

150.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.72 18.1 17.3 %

AUM (Cr)

₹35,377

NAV

71.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.6 14.6 14.2 %

AUM (Cr)

₹1,779

NAV

82.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.22 15.18 14.2 %

AUM (Cr)

₹5,680

NAV

74.7

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.9 12.23 13.69 %

AUM (Cr)

₹9,815

NAV

59.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 19.47 22 %

AUM (Cr)

₹12,246

NAV

107.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.7 19.99 18.15 %

AUM (Cr)

₹1,051

NAV

68.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.15 13.58 14.59 %

AUM (Cr)

₹13,553

NAV

65.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.58 12.46 13 %

AUM (Cr)

₹1,137

NAV

51.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.61 12.3 12.63 %

AUM (Cr)

₹3,622

NAV

55.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.3 12.8 12.6 %

AUM (Cr)

₹526

NAV

53.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.63 10.74 11.07 %

AUM (Cr)

₹258

NAV

26.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.57 8.78 10.03 %

AUM (Cr)

₹810

NAV

40.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.62 6.89 7.24 %

AUM (Cr)

₹499

NAV

38.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.19 6.85 6.97 %

AUM (Cr)

₹117

NAV

30.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.92 6.59 6.88 %

AUM (Cr)

₹77

NAV

41.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.36 6.45 6.77 %

AUM (Cr)

₹1,209

NAV

51.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.67 6.23 6.59 %

AUM (Cr)

₹17,457

NAV

50.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.22 6.31 6.57 %

AUM (Cr)

₹1,022

NAV

46.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.64 6.3 6.54 %

AUM (Cr)

₹93

NAV

39.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.17 6.49 6.52 %

AUM (Cr)

₹1,650

NAV

43.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.26 6.02 6.41 %

AUM (Cr)

₹935

NAV

95.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.02 15.15 15.13 %

AUM (Cr)

₹1,126

NAV

51.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.44 10.27 11.74 %

AUM (Cr)

₹354

NAV

45.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.96 9.72 10.16 %

AUM (Cr)

₹62

NAV

58.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.9 8.67 9.8 %

AUM (Cr)

₹5,072

NAV

37.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.9 8.74 9.77 %

AUM (Cr)

₹478

NAV

99.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.78 8.74 9.73 %

AUM (Cr)

₹24,626

NAV

69.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.38 8.58 9.49 %

AUM (Cr)

₹833

NAV

37.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.6 9.1 9.46 %

AUM (Cr)

₹197

NAV

105

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.88 8.77 9.38 %

AUM (Cr)

₹276

NAV

29.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.97 8.47 9.28 %

View More

List of Star Union Dai-ichi SIP Plans

Fund Name 5 Year Returns  10 Year Returns 
Star Union Dai-ichi Life-Apex Growth 14.79% 10.07%
Star Union Dai-ichi Life-Equity 16.88% 10.44%
Star Union Dai-ichi Life-Income Fund 5.72% 6.42%
Star Union Dai-ichi Life- Mid Cap Fund 25.24% -
Star Union Dai-ichi Life-Pension Balanced 9.63% 7.89%

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Equity Fund SBI Life
Rating
9.31% 10.18%
11.24%
View Plan
Opportunities Fund HDFC Life
Rating
14.6% 14.6%
14.2%
View Plan
High Growth Fund Axis Max Life
Rating
18.7% 19.99%
18.15%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
13.3% 12.8%
12.6%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 19.47%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
12.9% 12.23%
13.69%
View Plan
Multiplier Birla Sun Life
Rating
15.21% 13.92%
15.25%
View Plan
Virtue II PNB MetLife
Rating
12.94% 15.23%
14.62%
View Plan
Equity II Fund Canara HSBC Life
Rating
9.17% 8.81%
10.31%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
8.11% 8.75%
10.13%
View Plan
Fund rating powered by
Last updated: Mar 2026
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Understanding SUD Life's Investment Plans

SUD Life's investment plans are designed to cater to various financial goals, combining life insurance coverage with investment opportunities. These plans offer flexibility, allowing policyholders to choose premium payment terms, investment strategies, and fund options based on their risk appetite and financial objectives.​

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
12.13%
Equity Pension
Opportunities Fund
14.2%
Opportunities Fund
High Growth Fund
18.15%
High Growth Fund
Opportunities Fund
12.6%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.69%
Accelerator Mid-Cap Fund II
Multiplier
15.25%
Multiplier
Frontline Equity Fund
13.84%
Frontline Equity Fund
Virtue II
14.62%
Virtue II
Equity II Fund
10.31%
Equity II Fund
Gift Global Opportunity Maximizer Fund
10.16%
Gift Global Opportunity Maximizer Fund
Global Equity Growth Fund
16.25%
Global Equity Growth Fund
Life Pure Equity Fund 2
12.47%
Life Pure Equity Fund 2
Growth Opportunities Plus Fund
14.59%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.07%
Equity Top 250 Fund
Future Apex Fund
13.03%
Future Apex Fund
Pension Dynamic Equity Fund
11.01%
Pension Dynamic Equity Fund
Accelerator Fund
13.45%
Accelerator Fund
Enhancer Fund-II
11.74%
Enhancer Fund-II
Midcap Fund
14.2%
Midcap Fund

Key ULIP Plans Offered by SUD Life

Plan Name Key Features Suitable For
SUD Life Wealth Builder Single premium plan with 9 fund options, life cover, partial withdrawals, and fund switching. Investors seeking one-time investment with flexibility.
SUD Life Dhan Suraksha Plus Offers life cover with investment in 4 fund options, flexible premium payment terms. Individuals looking for a balance between protection and investment.
SUD Life Star TULIP High protection coverage up to 30x, wealth boosters, and 12 free switches per year. Long-term investors desiring high coverage and growth potential.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Top Savings Plans by SUD Life

Plan Name Highlights Ideal For
SUD Life Century Income Guaranteed income with options for immediate, deferred, or twin income payouts. Individuals seeking regular income post-retirement.
SUD Life Guaranteed Money Back Plan Periodic money-back payouts during the policy term along with maturity benefits. Those looking for liquidity at regular intervals.
SUD Life Century Star Life cover ranging from ₹5 lakhs to ₹25 lakhs, flexible premium payment options. Policyholders desiring customizable coverage.

Conclusion

Star Union Dai-ichi Life Insurance offers a versatile range of investment-linked and savings plans that cater to diverse financial goals—be it wealth creation, life protection, or guaranteed income. While it doesn’t offer traditional SIPs, its ULIP plans allow investors to make periodic contributions. Whether you're a first-time investor looking to dip your toes in market-linked products or a seasoned planner aiming for long-term wealth and protection, SUD Life has a plan that fits. By understanding your goals and risk profile, you can choose the most suitable plan and take a confident step toward financial security.

FAQs

  • Does SUD Life offer traditional SIPs?

    No, SUD Life does not offer traditional mutual fund SIPs. However, their ULIP plans allow for periodic premium payments, functioning similarly to SIPs by enabling regular investments.
  • What is the minimum investment amount in SUD Life's ULIPs?

    The minimum investment varies by plan. For instance, the SUD Life Wealth Builder requires a single premium payment, while others like Dhan Suraksha Plus offer flexible premium payment options.
  • Can I switch funds in SUD Life's ULIP plans?

    Yes, plans like SUD Life Star TULIP offer up to 12 free fund switches per year, allowing policyholders to adjust their investment strategy based on market conditions.
  • Are there any guaranteed returns in SUD Life's savings plans?

    Yes, plans like SUD Life Century Income provide guaranteed income payouts, offering financial stability over the policy term.
  • How can I purchase a plan from SUD Life?

    You can buy plans online through the SUD Life website or consult their advisors for personalised assistance.

SIP Hub

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Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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