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Travel Insurance for Nepal
Nestled between the Himalayas, Nepal has always been a budget traveller's fantasy-filled destination full of mesmerizing sceneries, buildings and monasteries. If you have planned an adventure here, don't leave without buying travel insurance for Nepal!
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Nepal Travel Insurance
From flight delays to falling sick while travelling, a travel insurance for Nepal will keep you covered and ensure there is no unneeded stress. If you're planning to go trekking or take part in adventure sports, then it is mandatory to buy travel insurance for Nepal. The plan should ensure comprehensive coverage especially as you explore Nepal's most remote and unpredictable areas. This will secure your trip and save you from any additional expenses caused by an emergency.
Fast Facts about Nepal
| Categories | Specification |
|---|---|
| Capital | Kathmandu |
| International Airports | Tribhuvan International Airport |
| Time Zone | GMT+5:45 |
| Best Time to Visit | Between October and December |
| Languages Spoken | Nepali, Maithili, Bhojpuri, English and more |
Key Benefits of Getting Travel Insurance for Nepal
Because of its location, Nepal can face unpredictable weather or natural phenomena. Not just earthquakes, minor inconveniences like luggage theft, cancelled bookings and trip interruption are some of the issues that will cost you extra money and your peace of mind. Take a look at some benefits offered by the travel insurance for Nepal:
- COVID-19 Benefits: The coronavirus is an ongoing threat and your trip shouldn't be ruined because of expenses in case of infection. Most insurers are offering COVID-19 coverage including treatment and quarantine costs, as well as non-refundable expenses due to the cancelled trip.
- Medical Evacuation and Repatriation: In unfortunate circumstances where you need to be evacuated back to safety or your mortal remains need to be brought back to India, your travel insurance will cover the costs.
- Hospitalisation Expenses: The travel health insurance will pay for all the related medical care costs and other expenses as mentioned in your policy schedule.
- Loss of Baggage: If your checked-in baggage is lost or damaged by the airline then your insurer will cover the cost of the lost/damaged items as per the fixed rates.
- Personal Accident: In case of accidental dismemberment or injury resulting in disability or death, your travel health insurance plan will provide you with compensation as per the sum insured.
- Legal Expenses: Your insurer will cover any third-party expenses for bodily injury or property damage caused by you, given that they are covered by the plan.
- Flight Delay/ Flight Cancellation: Your insurer will reimburse you for the inconvenience caused by your flight getting delayed or cancelled, including extra cost you incurred for accommodation etc.
Why Do You Need Travel Insurance from India to Nepal?
This landlocked country is situated on the slopes of the Himalayas and has become a paradise for trekkers and adventure sports lovers. However, this place also faces risks of some petty crimes like pickpocketing, theft, scamming etc. Thus, it is necessary to take safety precautions to ensure your trip's success.
Also, because of COVID-19 and unexpected natural disasters, it is strongly advised to invest in a good travel insurance policy. For this reason, several travel insurance companies in India have been rolling out plans to ensure your safe trip in Nepal.
Finally, those going for mountaineering and other sports need to have mandatory travel health insurance covering evacuation and other benefits; hence it is important that you buy travel insurance for Nepal from India.
How to Buy Travel Insurance for Nepal Online?
Here is a step-by-step guide on how to get travel insurance for your Nepal trip online.
Steps to Make a Successful Travel Insurance Claim Online
Follow the steps below if you wish to make a travel insurance claim for Nepal.
Nepal Tourist Places
Before you set anything in stone, make sure you get familiar with Nepal's weather conditions and all the amazing places it has to offer. Here are some of the most popular places for tourists in Nepal
- Kathmandu: The capital city of Nepal is among the must-visit places while you are in this country. Aside from medieval temples, you will find historical monuments, monasteries and public squares, unlike other places. What's more, this is perfect for shopaholics who can't get enough souvenirs and handicrafts! You can also visit the famous Thamel Area for Nepal's famous nightlife and casinos.
- Pokhara: Truly a treasure box for adventure enthusiasts, Pokhara has everything you can ask for; paragliding, biking, camping and a lot more. This lakeside town is famous for its breathtaking lakes and waterfall, namely Rupa Lake, Phewa Lake and Devis Fall.
- Chitwan National Park: Nature and wildlife lovers should plan a wildlife safari through these marshy Chitwan terrains which are spread over 300 square miles. You can easily spot a number of mammals, birds, and reptiles and even opt for Elephant or Jeep Safari at pretty affordable prices!
Visa Information for Nepal
The Embassy of Nepal issues several types of visas to foreigners who wish to enter Nepal. All the people planning to visit Nepal need to submit an online application to the Department of Nepal Immigration. It also offers the facility of visas on arrival to many nationalities. Take a look at different visa types offered by Nepal:
- Tourist Visa
- Official Visa
- Diplomatic Visa
- Gratis Visa
For Nepal tourist visas, there are many multiple entry visas offered for a duration ranging from 15 days to 90 days. You can contact the Embassy of Nepal to find the exact documents required for your visa application.
The Indian Embassy in Nepal
In case of an emergency, you can contact the Indian Embassy in Nepal between 0900 Hours and 1730 Hours (NST). Following are some officers that can be contacted during working hours:
| Name | Designation | Contact |
|---|---|---|
| H. E. Shri Vinay Mohan Kwatra r | Ambassador | 4411425/4426241 |amb.kathmandu@mea.gov.in |
| Shri Stalin BabuCheekatla | Counsellor (Cons & Community Affairs) | 4414204 | consularcons.kathmandu@mea.gov.in |
| Ms PriyadharsiniR. | FS (Political) | 4412286 | sspol.kathmandu@mea.gov.in |
You can also visit the Embassy at the given address: Kapurdhara Marg 336, Kathmandu 44600, Nepal
Entry Information for Indian Citizens Travelling to Nepal
Indian travellers do not require a tourist visa to enter Nepal. Since October 2000, Indian nationals over 10 years of age can visit Nepal by providing either of the following documents:
- A valid Indian passport, or,
- Emergency certificate issued by the Embassy of India in Nepal, or
- Indian Voter ID
- If you are going for mountaineering, then travel health insurance coverage is necessary
COVID-19 Entry Requirements
Due to the ongoing threat of the pandemic, the following requirements must be fulfilled by all the tourists:
- A negative COVID-19 RT-PCR test not older than 72 hours is mandatory
- Proof of hotel booking
- Voter ID card or passport for ID proof issued by the Indian Government
International Airports in Nepal
As of now, Nepal has only one international airport: Tribhuvan International Airport, located in Kathmandu. However, the country has a flourishing tourism sector thanks to its well-organised airports. Its various domestic airports make it easier to plan your vacation well. Some of these include the Lukla Airport, Pokhara Airport, Simara Airport, Bharatpur Airport, Nepalgunj Airport and many more.
Travel Documents Required While Travelling from India to Nepal
While Indians don't need a visa to visit Nepal, all Indian nationals visiting Nepal must provide valid documents. Only an Indian voter ID or passport can be used as ID proof. No other form of ID will be accepted.
Currency and Foreign Exchange
The currency used in Nepal Nepalese rupee. However, Nepal also accepts Indian currency at most places as per the prevalent exchange rate. However, carrying some local cash by exchanging it in India will save you from any inconvenience later. Here is the latest exchange rate to get an estimate:
| Currency | Exchange Rate |
|---|---|
| INR (Indian Rupee) | 0.63 INR = 1 Nepalese Rupee |
| USD (United States Dollar) | 0.0083 USD = 1 Nepalese Rupee |
Since this is a strong currency, make sure to convert some cash before leaving India to avoid any conversion rates abroad!
Nepal Travel: Safety & Precautionary Measures to be Undertaken
Nepal has slowly but surely opened its doors to international travellers wanting to explore its breathtaking beauty. However, before you solidify your trip, don't forget to keep the following safety and precautions in mind:
- June to September is usually the monsoon season resulting in landslides and floods. You must take caution while visiting rural or remote areas.
- You should be prepared for earth tremors as Nepal has high earthquake risks. Don't forget to buy travel insurance for Nepal before you leave.
- Winters see significant air pollution in cities; you should carry masks and follow local advice regarding outdoor activities. Refrain from travelling in case of pre-existing medical conditions.
- Carry sufficient warm clothes if travelling during winters.
- If you are going to trek here, then don't forget an appropriate travel insurance plan with the required coverage.
- Follow the COVID-19 appropriate behaviour and follow the local government's advisory.
- Keep an eye on the local news to stay alert for landslides, floods, earthquakes etc.
- Avoid travelling to remote areas alone.
Travel Insurance for Nepal: FAQs
-
Q: Do I need to buy travel insurance for Nepal?
Ans: If you're planning a visit to Nepal, then buying travel health insurance is highly recommended. Especially if you plan to go mountaineering then it is mandatory to have travel insurance for Nepal. However, because of the country’s natural disasters, it is recommended to buy suitable trip insurance. -
Q: Will my travel insurance cover COVID-19?
Ans: Ever since the Coronavirus pandemic hit us, many insurers have started providing COVID-19 coverage or related expenses. To know more, you can compare various international travel insurance policies on Policybazaar and buy travel insurance policy with COVID-19 coverage. Most plans cover medical expenses, quarantine and cancellation costs caused due to COVID-19. However, the exact coverage depends on your insurer. -
Q: How much will travel insurance for Nepal cost me?
Ans: The cost of your trip insurance plan varies with the age and duration of your visit. If there are any add-ons or if you're travelling with your family and dependents, then the premium cost will be higher. To get an exact idea, you should calculate the approximate premium by using an online travel insurance premium calculator. -
Q: Where can I buy a travel insurance policy for Nepal?
Ans: You can buy an international travel insurance plan either online or offline, depending on your convenience. If going for the online option, then make sure to compare available plans on Policybazaar.com before buying one!
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Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Nepal with 50,000 dollar coverage for an adult of age 25 years
